/* ══════════════════════════════════════════════════════════════════════════════
   Balance Widget — shared stylesheet
   Palette and type from home-page sample A ("Ledger"): warm paper ground, pine
   accent, Fraunces display serif over the system sans. One stylesheet serves the
   coming-soon page and the three policy pages so they read as one site — the
   policy pages are what Plaid and Apple actually review, so they get the same
   care as the marketing page rather than looking bolted on.
   ══════════════════════════════════════════════════════════════════════════════ */

:root{
  --paper:#faf8f4; --surface:#fffefb; --ink:#1c1a17; --muted:#6b665e;
  --rule:#e6e1d8; --rule-soft:#f0ece4;
  --accent:#0f5c43; --accent-soft:#e7f0eb; --accent-ink:#0b4433;
  --warn:#8a5a12; --warn-soft:#f8f1e2;
  --sans:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  --serif:"Fraunces",Georgia,"Iowan Old Style","Times New Roman",serif;
  --maxw:1040px;
  --readw:720px;
}
@media (prefers-color-scheme:dark){
  :root{
    --paper:#17150f; --surface:#1e1b15; --ink:#ece7dc; --muted:#a09a8c;
    --rule:#302c23; --rule-soft:#241f18;
    --accent:#6bc9a3; --accent-soft:#16241d; --accent-ink:#8fd9bb;
    --warn:#d8ac5e; --warn-soft:#241e12;
  }
}

*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);
  font-size:17px;line-height:1.62;-webkit-font-smoothing:antialiased}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 28px}
.read{max-width:var(--readw)}
a{color:var(--accent);text-underline-offset:2px}
a:focus-visible,summary:focus-visible{outline:2px solid var(--accent);outline-offset:3px;
  border-radius:3px}
img,svg{max-width:100%}

h1,h2,h3{font-family:var(--serif);font-weight:600;letter-spacing:-.015em;text-wrap:balance}
.num{font-variant-numeric:tabular-nums}

/* ── header ─────────────────────────────────────────────────────────────── */
.site-head{border-bottom:1px solid var(--rule)}
.bar{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:18px 0}
.brand{display:inline-flex;align-items:center;gap:10px;font-family:var(--serif);
  font-weight:700;font-size:1.12rem;letter-spacing:-.02em;text-decoration:none;
  color:var(--ink)}
.brand:hover{color:var(--accent)}
.mark{width:26px;height:26px;border-radius:7px;flex:0 0 auto}
.head-note{font-size:.82rem;letter-spacing:.09em;text-transform:uppercase;
  color:var(--muted);font-weight:700}

/* ── coming-soon hero ───────────────────────────────────────────────────── */
.hero{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center;
  padding:76px 0 68px;border-bottom:1px solid var(--rule)}
.kicker{font-size:.78rem;letter-spacing:.1em;text-transform:uppercase;color:var(--accent);
  font-weight:700;margin:0 0 16px}
.hero h1{font-size:clamp(2.4rem,5.4vw,3.9rem);line-height:1.03;margin:0 0 22px}
.lede{font-size:1.16rem;color:var(--muted);margin:0 0 26px;max-width:min(48ch,100%)}
.lede strong{color:var(--ink);font-weight:600}
.assure{margin:0;font-size:.92rem;color:var(--muted);display:flex;gap:9px;
  align-items:flex-start;max-width:min(46ch,100%)}
.assure svg{flex:0 0 auto;margin-top:4px;color:var(--accent)}

/* ── widget mockups ─────────────────────────────────────────────────────── */
.stage{display:grid;gap:14px;grid-template-columns:1fr 1fr}
.stage>*{min-width:0}
.w{background:var(--surface);border:1px solid var(--rule);border-radius:18px;
  padding:17px 18px;box-shadow:0 1px 0 var(--rule-soft)}
.w.tall{grid-row:span 2;display:flex;flex-direction:column;gap:11px}
.w-lbl{font-size:.72rem;letter-spacing:.07em;text-transform:uppercase;color:var(--muted);
  font-weight:700}
.w-big{font-family:var(--serif);font-size:2.05rem;font-weight:700;letter-spacing:-.03em;
  line-height:1;margin:9px 0 5px}
.w-big .cents{font-size:.55em}
.w-sub{font-size:.79rem;color:var(--muted)}
.w-row{display:flex;justify-content:space-between;align-items:baseline;gap:14px;
  font-size:.9rem;padding:7px 0;border-bottom:1px solid var(--rule-soft)}
.w-row:last-of-type{border-bottom:none}
.w-row b{font-weight:600}
.w-row.total{border-top:1px solid var(--rule);border-bottom:none;margin-top:5px;
  padding-top:9px}
.w-row.total span{font-weight:700}
.dot{display:inline-block;width:6px;height:6px;border-radius:50%;background:var(--accent);
  margin-right:7px;vertical-align:middle}
.stage-cap{font-size:.78rem;color:var(--muted);margin:12px 2px 0;font-style:italic}

/* ── generic section ────────────────────────────────────────────────────── */
.band{padding:68px 0;border-bottom:1px solid var(--rule)}
.eyebrow{font-size:.78rem;letter-spacing:.1em;text-transform:uppercase;color:var(--accent);
  font-weight:700;margin:0 0 12px}
.band h2{font-size:clamp(1.6rem,3vw,2.1rem);line-height:1.14;margin:0 0 14px}
.band>.wrap>p{color:var(--muted);max-width:min(60ch,100%)}

.split{display:grid;grid-template-columns:1fr 1fr;gap:44px;margin-top:34px}
.split>*{min-width:0}
.split h3{font-size:1.02rem;margin:0 0 12px}
.split ul{list-style:none;padding:0;margin:0;font-size:.98rem}
.split li{padding:9px 0;border-bottom:1px solid var(--rule-soft);color:var(--muted)}
.split li:last-child{border-bottom:none}
.split li b{color:var(--ink);font-weight:600}

/* ── policy pages ───────────────────────────────────────────────────────── */
.doc{padding:56px 0 96px}
.doc-head{border-bottom:1px solid var(--rule);padding-bottom:26px;margin-bottom:38px}
.doc h1{font-size:clamp(2rem,4.2vw,2.8rem);line-height:1.06;margin:0 0 14px}
.doc-meta{display:flex;flex-wrap:wrap;gap:6px 26px;margin:0;font-size:.86rem;
  color:var(--muted)}
.doc-meta div{display:flex;gap:7px}
.doc-meta dt{font-weight:700;color:var(--ink)}
.doc-meta dd{margin:0}
.doc h2{font-size:1.28rem;margin:44px 0 8px}
.doc h2 .n{font-family:var(--sans);font-size:.8rem;font-weight:700;color:var(--accent);
  margin-right:.7em;letter-spacing:.04em}
.doc h3{font-size:1.02rem;margin:26px 0 6px}
.doc p{margin:12px 0}
.doc ul{margin:12px 0;padding-left:22px}
.doc li{margin:7px 0}
.doc .toc{margin:0;padding:0;list-style:none;columns:2;column-gap:34px;font-size:.94rem}
.doc .toc li{margin:5px 0}
.doc .toc a{text-decoration:none}
.doc .toc a:hover{text-decoration:underline}

.callout{border-left:3px solid var(--accent);background:var(--accent-soft);
  border-radius:0 10px 10px 0;padding:15px 19px;margin:22px 0}
.callout.warn{border-color:var(--warn);background:var(--warn-soft)}
.callout>:first-child{margin-top:0}
.callout>:last-child{margin-bottom:0}

.tscroll{overflow-x:auto;-webkit-overflow-scrolling:touch;margin:20px 0}
table{border-collapse:collapse;width:100%;min-width:560px;font-size:.93rem;
  background:var(--surface)}
th,td{border:1px solid var(--rule);padding:11px 13px;text-align:left;
  vertical-align:top}
th{background:var(--accent-soft);font-weight:700}

/* ── footer ─────────────────────────────────────────────────────────────── */
.site-foot{padding:44px 0 60px;font-size:.9rem;color:var(--muted)}
.foot-grid{display:grid;grid-template-columns:1.7fr 1fr 1fr;gap:34px;
  margin-bottom:34px}
.foot-grid>*{min-width:0}
.site-foot h4{font-family:var(--sans);font-size:.72rem;letter-spacing:.09em;
  text-transform:uppercase;color:var(--ink);margin:0 0 12px;font-weight:700}
.site-foot ul{list-style:none;padding:0;margin:0}
.site-foot li{padding:4px 0}
.site-foot a{color:var(--muted);text-decoration:none}
.site-foot a:hover{color:var(--accent);text-decoration:underline}
.foot-legal{border-top:1px solid var(--rule);padding-top:22px;display:flex;
  justify-content:space-between;gap:10px 26px;flex-wrap:wrap;font-size:.83rem}

/* ── responsive ─────────────────────────────────────────────────────────── */
@media (max-width:900px){
  .hero{grid-template-columns:1fr;gap:42px;padding:48px 0 54px}
  .split{grid-template-columns:1fr;gap:30px}
}
@media (max-width:760px){
  .foot-grid{grid-template-columns:1fr 1fr}
  .doc .toc{columns:1}
}
/* Declared after `.w.tall` so source order lets it win — same specificity.
   Leaving `grid-row:span 2` active in a single-column grid makes the browser
   synthesise a phantom second row and the mockups misalign. */
@media (max-width:560px){
  .stage{grid-template-columns:1fr}
  .w.tall{grid-row:auto}
}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation-duration:.01ms !important;transition-duration:.01ms !important}
}